lotti dotties jewelry wholesale Recently, I am very interested in Internet finance, but there is a question. Is the current domestic online finance mature?

wholesale typewriter key jewelry At present, there are many derivative models in the domestic Internet market, which is also determined by domestic economic market characteristics. There are several types of domestic Internet financial models:
The third payment platform: such as Alipay and Guofubao, they all rely on e -commerce platform payment business; It is a multi -channel payment platform that can use other payment platforms as payment on it.
It big data finance: financial business models based on big data mining technology are based on big data mining technology.
crowdfunding: Including equity crowdfunding, reward crowdfunding, and public welfare crowdfunding: Through the network crowdfunding platform, funders can publish funding projects on the Internet and allow online users to invest. , Services and other methods to return investors, but currently there are very few angel crowdfunding in China, and the model is not very mature. There are many legal risks of equity crowdfunding. All many platforms are used in pre -order and group purchases to do this crowdfunding platform. For example, the name of the name is that everyone is famous for everyone.
The electricity sales of traditional financial products: Most of the various "babies" on the Internet are online sales of some offline wealth management products or funds. Of course, the most famous is Yu'ebao. A currency fund for the purchase of Tianhong Fund is not enough due to interest rate marketization and the suppression of the four major banks, Yu'ebao's annualized yield is getting lower and lower.
Stmit currency: This is actually a kind of online payment, but it is more distinctive. For example, the electronic currency of virtual manufacturing and release through software systems is virtual currency. At the hottest, Bitcoin has been fired to 7K soft girl currency: 1 Bitcoin. This model is used as payment and settlement currency. It is very controversial. In fact, the biggest virtual currency is Q coins, you know.
p2p online loan platform: This is the hottest in China. At present, more than 2,000 P2P online loan platforms are operating in China, but the current field of this model is in the "three -none" situation, that is: "no threshold, no guidelines, no standards, no standards, no guidelines There is no supervision. "The 90 % platform has actually designed four red lines and relevant criminal law regulations issued by the CBRC. At present, dozens of newly opened P2P platforms will be opened each month. At the same time, there will be several P2P running. There will be many cases to go to Baidu. For all this field, there will be very large rectification methods and regulatory measures for the country, but it is very huge in terms of potential, because its business scope covers the bank that the bank cannot cover it cannot be covered by the bank Small and micro enterprises and individual borrowers. The most famous P2P abroad is ZOPA.
In general, domestic mutual benefit network finance is undergoing rapid development period, and its model is constantly derived and innovated. However, there are certain risks from the restrictions of laws and relevant regulatory regulations in many areas. But in fact, many things Ma Yun do are also playing the ball. If you are interested in mutually beneficial network finance, this industry is very rich.
Is to answer with your heart, please adopt it!