costume gold jewelry wholesale Which fixed investment method is the best

wholesale fashion jewelry suppliers in miami The first is the fixed investment in a regular quota.

The regular investment method is the most common type of fixed investment. For example, "Buy 1,000 yuan per month" is this.

▼ The advantages of this method: simple and convenient.

▼ However, the disadvantage is that the currency will depreciate, so the foundation for this fixed investment method for a long time will be less and less.

. For example, even if it is 100 yuan a month in the 1990s, it is too much, but now 100 yuan is too small. Therefore, the amount of this fixed investment can only be short -term, and the amount of the fixed investment is raised at the same time.

The second is the fixed investment based on the percentage of salary.

is also a very common type. This is also used in the country. For example, if office workers invest in five insurances and one fund, they are based on this method. A risky.

. Our salary is anti -inflation, so this fixed investment method based on salary is quite scientific and effective.

The third is the fixed investment method that fell more and more.

, the more the fund falls, the greater the investment value, and the more you should buy when you invest. Because the index fund has risen for a long time, it can get better benefits in the future.

This "Regularly uncertain rated investment" we introduce is to use similar principles.

The first based on the relationship between price and value, when the price is lower than value, that is, when the price is underestimated, it can get better benefits.

. The more underestimated, the more you buy during the fixed investment, and the further increase the income.

For example, looking at the valuation of price -earnings ratio, the lower the price -earnings ratio, and the more you buy when the fixed investment.

▼ Advantages: This is also a fixed investment method we advocated. On the one hand, it is cheaper and long -term benefits. On the other hand, low -valuation fixed investment has also greatly reduced fluctuations and easier to persist.

▼ Disadvantages: However, the disadvantage of this method is that we need to learn and master the investment value of the fund. There is a certain threshold for learning. But as long as you pass through a certain degree of learning and practice, the effect of fixed investment after getting started is good.

The fourth type is the average strategy setting method.

This is also a well -known type of fixed investment strategy. This method sets a growth path for the fund market value of the account.

For example: "My fund account will be fixed every month, while ensuring that the market value of the fund account rises 1%per month."

. For example, this month in the fund account this month There are 100,000 yuan. There will be 101,000 yuan in the fund account next month, and 102010 yuan will be 102010 yuan next month. Push.

If the fund's decline, you can't reach the pre -set market value, you need to make a funds in it; For market value, it is necessary to sell some funds to reduce the market value.
▼ Advantages: This fixed investment method is also very good. Its advantage is "self -selling strategy". When the bull market rises sharply, it will automatically overestimate the sale; it will automatically buy it when the bear market falls. Moreover, it also has a growth path, which is very suitable for building a long -term investment plan such as "How much does I have to spend in a certain year".

▼ Disadvantages: However, the disadvantage of this method is that when the stock market falls sharply, you need to take out a lot of money in a short time to make up the position.

For example, it invested 1 million, and next month will be 1.01 million. However, a 30 % decline in the stock market in the short term. To make up to 1.01 million next month, it takes 310,000 at one time, which is not very realistic for many people.

So there are not many people who use value average strategy.
From the perspective of actual operation, we use the third fixed investment method, that is, according to the valuation, the lower the valuation, the more the fixed investment buy.

. In this way, the amount of the fixed investment in each period is relatively controllable. The lower the more estimated, the more you buy, and it is easy to execute.

The average value of value is also a very effective strategy, but the pressure on funds is higher than the third type, and it is not easy to predict how much money is prepared in the next period. There will be fewer friends who can do it, and the feasibility is poor.